CSV

CSV is a file format that can be created or modified in Excel. Rather than storing information in columns, CSV files separate them with commas or semi-colons.

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XML

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ISO 20022

International standard used for the exchange of financial data (payments, direct debits) between companies and banks, or between financial institutions.

SEPA

SEPA is the Single Euro Payment Area set up by European institutions in 2002 to simplify and harmonize payment procedures

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PSD2 is a directive introduced by the European Parliament to harmonize payment regulations within the European Union.

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CSV

CSV